Wage garnishment refers to a legal process in which an employer withholds a person’s earnings in order to pay a debt.
Title III of The Consumer Credit Protection Act (CCPA), prohibits employers from releasing employees whose earnings were subject to garnishment for one debt. This applies regardless of how many levies have been made or proceedings brought against it.
Title III protects employees against being fired by their employers if their wages are garnished for one debt. It also limits the amount that employees can have garnished in a single week. However, it does not protect employees from being discharged if their earnings are subject to garnishment for second or subsequent debts.
Title III applies to all individuals receiving personal earnings as well as their employers. Personal earnings can include wages, salaries and commissions as well as income from a retirement or pension program. However, tips are not usually included.
WHAT IF MY WAGES ARE GARNISHED OR I WANT TO GARNISH SOMEBODY ELSE?
If your wages are garnished, you may first want to look at a Debt Negotiation & Settlement Program, which could enable you to settle your debts for significantly less than what you owe. You can get quick and easy access to Top Wage Garnishment Lawyers in your area offering sound legal help and assistance. simply by completing the form at the top of this